PLUS loans are federal loans that graduate or professional students and parents of dependent undergraduate students can use to help pay for college or career school.
PLUS loans can help pay for education expenses not covered by other financial aid.
A low-cost student loan offered to parents of students currently enrolled in post-secondary undergraduate education. With a PLUS Loan, also known as a Direct PLUS loan, the parent borrows money on the student's behalf. To be eligible for a PLUS Loan, a student must be enrolled at least half-time, and the parent has to pass a standard credit check. Graduate and professional-degree students can take out PLUS loans on their own behalf.
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